THE WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a noticeable decline in its presence. read more Driven by the rise of online and mobile banking, users are increasingly preferring to electronic channels for their financial needs. This shift has led to a reduction in branch establishments, and many institutions are consolidating existing

Return on return on total assets total assets (ROTA) is a crucial financial metric employed by investors and analysts to gauge the efficiency of a company in generating profits from its assets. It represents the ratio of net income earned relative to the total assets possessed by the company. A higher ROTA indicates that a company is efficiently ma